Code of Ethics

On November 14, 2008, the Board of Directors of Assurant, Inc. approved the Code of Ethics that applies to all directors, officers and employees of Assurant.

Dear Colleagues,

The soul of a company is the key to its longevity. This is especially true for Assurant—we offer products and services that touch people's lives in sickness and health, life and death, and disability and rehabilitation, and our business depends on the trust and confidence we earn from our employees, customers and shareholders. In everything we do, we should remember that people count on us.

Our reputation is based on a promise – to our customers, our shareholders, and ourselves – to act honestly, with integrity and according to the highest legal and ethical standards at all time. That is the most basic responsibility of all Assurant employees, executives, and directors.

It is the responsibility of each of us to uphold these values in everything we say and do in order to continue to cultivate a reputation of which we can be proud. This applies to every member of the Assurant community—including employees, management, members of the Board of Directors, agents, or others.

This Code of Ethics provides guidance regarding the legal and ethical standards that apply to each of us. Together, we will make Assurant stand out among its peers as a company dedicated to excellence in both performance and integrity.

Our reputation starts with you!

Sincerely,